Does this application be more useful for academe purposes? As far as investments go, what are the best ones to purchase for our children? Say if you want to create a nest egg for their college education or dowry – that sort of thing. Perhaps the traditional one is best, as savings bonds are now, as they had been for some time, one of the most stable investments. They may not have the highest average return, but they are more stable than stocks or mutual funds, and can also be established in a minor's name. A package of savings bonds can help fund an education, or provide a nice chunk of extra cash when they turn 18.